However, the biggest lesson for 2009 is, ... Well, there's four trading days left, I should wait. 2009 is history, so now I can say it.The biggest lesson for 2009 is that Dollar Cost Averaging (DCA) works, or at least, worked for some ideas.- The Roth IRA had timely re-investments on several ideas. AINV worked quite well. I sold on the way up so the effect is not as great, but about 47% of my current Roth AINV shares include unrealized bagger gains. GRRF, NM also have unrealized gains, with second or third purchases providing a lower price point. Selling on the way up reduces the impact, but I think there's some risk management there. Some ideas might take longer e.g. CHINA, GIGM, and some ideas completely implode e.g. GFG- Trading account had instances where re-investments worked too. Although I took losses on the earlier shares, NM, SFL, KFN were net positive transactions. Although the gains have been smaller, OCNF had worked,...until it stopped working :(- In the DRIP, I just needed to expand the time-horizon and ideas like AINV, FRO would have worked, or been in recovery. OTOH, FAX, TIE, VWO, SO, PGP have unrealized gains with DCA, and OSG, SFL have "stunted" gains- The workplace 401k is the most consistent DCA example. I didn't adjust my allocations, so it had a really nice return for 2009. If I sum all contributions, and bring that total to the start of the year, the return is over 25%. So I know I did at least 25% in 2009 :) It certainly makes up for a lot of the 2008 horror.I will end on that positive note. Since its actual, it has meaning. I will exclude the Mar 2009 "do nothing" scenario, although I know the rough return.Happy 2010, and good luck to all in investing & trading in 2010
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