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However, the Windsor II Fund made over 10% the past 12 months, but I made only a little over 4% due to the "unlucky" days that my DCA purchases were made. Are there historically any "good" days in the month to make purchases? Just trying to not let unlucky market "timing" of my automatic purchases affect my returns.


Avoid the distribution date. If you can get Vanguard to tell you when that will be.

The price is highest on the distribution date, falls the day after (the reinvestment date), and usually falls again the payable date.

I had fantasies of graphing the price for my mutual fund, overlapping, to see which date was the best. But my spreadsheet skills for current spreadsheets are minimal and I couldn't figure out how to do that.

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