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However, you can up your 401k contributions, and up your deductions, in order to keep you takehome pay roughly the same. This would send the money to your 401k and decrease the refund, thereby accomplishing what you were probably trying to say.

This is how I read what his question? Although there was some consternation on the use of extra money I get in my gross paycheck

Who thinks his paycheck is gross on a regular basis, every two weeks.

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