Howie, Thanks for your post. The info you gave me is somewhat aligned with what I am doing. I have multiple IRA's from 3 different 401K's I am managing 2 of them representing 65% of my IRA's. Looking for a firm to actively manage the 3rd one as they may have ideas that I would not have considered also. They would have 35% of IRA's. Just don't want to be paying high fees. Some fees are ok.Thanks,Mike
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