I am looking at Healthcare Savings Accounts and have a couple of questions:#1 Typically does someone (i.e. the HDHP insurance company or administrator) "negotiate" discounts from the healthcare providers?#2 Are there any restrictions or tax consequences for a person joining Medicare when they reach age 65 if they previously had a HSA? I have been looking at the Treasury Department site (http://www.treas.gov/offices/public-affairs/hsa/) for HSAs, but would be interested in other references including insurance companies.GordonAtlanta
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