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Hummm, ever notice that the "InLaws" are seldom [except "daughters in law - of course....;o)] prefaced with the "D" Dear?

If you pay attention, you'll see that the "D" is mostly put on where there is only ONE initial. Somehow it doesn't seem right to refer to someone by just one initial.

Speaking of in-laws, my newly adult Daughter Blue just allocated the no-longer-a UTMA my in-laws gave her. She decided that 10% in a bond fund was plenty. I think it's a good start, and we can discuss actual bonds later.

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