I agree that they expect you to be caught with your pants down.BEWARE: As someone just informed me they typically ask you to pay a 2% minimum on the total balance, even when the APR is at 0%. So, 2% of $25,000 per month is equal to 24% APR, except that your balance goes down after every month, unlike interest payments. So you will probably have a $250 payment every month but your balace will be falling. Let me know if I am wrong as that would be interesting to note.Mangard
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