I agree that you should be diversifying. Ebay is a good company and i also hold it in my regular and ira accounts (though only worth a few thousand $$).I would not go with Edward Jones. I would prefer to go for low cost index funds.You can diversify by going for - Total stock market index fund- Total bond market index fund- intermediate term bond fund- Inflation index bond fund- International index fund You can purchase IBonds, EE Bonds (though its only 30k per year).Savings account / Money mkt / CDs pay a decent return nowadays. You could get into then for current income as well.
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