I agree with casstark, as an 11-year retiree, I certainly could not have have lived a reasonable lifestyle with that philosophy! With longer expectation of life span, you need an investment program which staysahead of projected inflation and allows you to live onincome from interest,dividends and cashing in capitalappreciation from time-to time. An ultra conservative program just won't cut it! Learn from those of us whoare there and not from the armchair strategists.Do some intelligent 'foolish' planning - - Matthew
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