I also got the consolidation loan with a 7.46% interest rate. That deal was good for consolidations that were submitted by January 31, 1999. Mine also took about 2 months to complete.One gripe -- the paperwork said to keep making regular payments to the current loan holder until I received a statement from the USDOE. However, one of those payments -- for March -- apparently has disappeared (at least it hasn't shown up on my statements yet). Time to start doing some sleuthing! For anyone else who took this deal -- make sure all your payments posted during the transition!--Z
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