I also haven't had any trouble setting up a non-BOA checking account to pay my BOA CC online (through the BOA site). I set up the payment as soon as I get the bill but I set it for the day it's due and have had no problems so far. Can't speak for trying to send payments via my checking accounts Bill Pay though, although when I used to use it to pay CC's it always seemed that across the board they were slow at "receiving" it (as compared to most non-CC places who "received" it much faster). When the CC "pulls" the payment I've never had an issue regardless of company but I understand that not everyone is comfortable with doing that. Lael
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