I also took advantage of the Discover BT offer. Then when the 13.99% kicked in I was ok with that.But I am looking through the mail this past month and there is a notice saying they are increasing my APR to 19.99%. Now I have never been late with a payment or over my limit.So beware. I have closed out this account and will never use Discover.LisaSlowly plugging away at my CC debt
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