I always assumed I'd need more in retirement because I wanted to travel, get away in the winter, etc. Also, I lived 5 minutes from my office, dressed business casual most of the time, and went home for lunch, so my expenses weren't going to drop just because I quit working.I was right about the travel expense but kept it reasonable by going mostly by car and skipping the $500/day resorts I used to frequent. What I didn't plan on was the rate of inflation in health insurance, which I had to purchase myself after retirement. But now that I'm on Medicare that expense is more reasonable. Now if someone would just run over Paul Ryan.........
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