I am a college student, and I have gotten myself into some pretty serious credit card debt. Realizing that I was in trouble, I joined a debt consolidation program (myvesta.org) and submitted ALL my credit cards to the plan because I was sick of them and wanted to get rid of all of them at once. Unfortunately, I now have nothing to use for emergencies, internet purchases, etc. I tried to get a card recently and was denied for my bad credit rating. Is there anything I can do? I don't want to get one w/ an annual fee, either. Any help?I have to agree with the others about money management. Until you solve the problem, it's only going to get worse. The only thing I can suggest is getting an ATM card with a VISA logo. However, they usually check your credit too and you probably won't qualify for that either. Kim
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