I am also new to certificate investing, but I found the book "16% solution" a good first place to go. After that, I'm also still at a loss. Hopefully someone with more exprience than both of us will come along and chime in.

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I just bought this book as well and am looking forward to starting it. Robert Kiyasaki (the guy that wrote Rich Dad Poor Dad) uses this form of investment. You might try using his website (richdad.com). He might have some more information there.

The Wizard