...I am considering not going with TIAA-CREF but instead going with a discount broker and starting possibly a Foolish Four approach.You have to believe in what you invest in. If you believe the FF will outperform TIAA-CREF in the long-run, great, otherwise, stay with what you know.BTW, you only gave the 3-year return. The 5 & 10 year return would have been more illustrative.Zev
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