I am happy to say I am not in the majority any more. A year ago I had $15K in credit card debt. As of last month, I have less then $2K left. Of course when I am done with that, I will still have to work on my studen loan, car loan, HELOC, and mortgage as well as get my efund in place, but I think that is very good progress.Onward and upward!
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