I am primarily a Vanguard investor ever since my employer switched to Vanguard as their 401K custodian.As of 9/30/12, my portfolio is up 7.8% for 2012.It's 50.4% equity and 49.6% fixed income.The equity portion is split as follows:17.1% Large Cap equity14.6% Small Cap equity4.8% REIT13.9% Intl EquityThe fixed income portion is split as follows:I/EE bonds (4%) - love those 3% fixed 2001 I-bondsMM funds (0.8%)Short Term bond index - mostly treasuries (3%)Short Term Corporate Bonds (9.5%)Short and intermediate term municipal bonds (21%) - I'm in the 28% federal income tax bracketTIPs fund (3%)Stable Value - 401K (8.3%)Before the Fed's ZIRP went into effect I was going with a 105 - age = equity percentage that led me to reduce my equity exposure each year, but I may be rethinking that because I don't think that fixed income investment vehicles are likely to provide much return for the next several years.Mike
Best Of |
Favorites & Replies |
Start a New Board |
My Fool |
BATS data provided in real-time. NYSE, NASDAQ and NYSEMKT data delayed 15 minutes.
Real-Time prices provided by BATS. Market data provided by Interactive Data.
Company fundamental data provided by Morningstar. Earnings Estimates, Analyst Ra