I am self-employed as a Subchapter S Corporation. My accountant told me that a SEP IRA is my best option, because (in 2008) a SEP IRA has a contribution limit of $46,000 ($45,000 in 2007). Contributions to a SEP IRA are generally 100% tax deductible and investment earnings in a SEP IRA grow taxed deferred (although taxed as ordinary income upon withdrawal).Hey, it works for me! Your mileage may vary...
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