I am sorry I confused the issue by my remark on the default rate used in the calculators. I agree it is fairly easy to change the default rate for my particular situation.I just wanted to know if the deduction for home mortgage interest, points & property tax ownership taken on the Fed 1040 are also allowed for CA. Most Web sites that I searched, mention only the Fed deduction and don't mention that state taxes may also be lower.Thanks for your time.
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