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I am surprised because I live in the 4th largest US city and the closest financial planner office with Garrett Planning is 20 miles away.

20 miles? In Texas, that's like "spittin' distance" isn't it? :) The only thing closer is 20 miles in Alaska!

Also, whether you use that Garrett Planner or not I would recommend you D/L &/or fill out those 1st three questionnaires under the Client Forms sections (hint: all GP's seem to have these forms on their sites). It will give you a good insight to where you stand on many levels for financial & investing decision making.

All the best in sorting out your situation and getting starting taking control of your investing through The Fool Services you've joined. Keep us posted so we can all learn a little bit.

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