I appreciate all the feedback here. I've decided to invest with the advisor we talked to after much soul searching. I'm confident that this guy will provide value that exceeds the cost.Of course, I'll keep a close eye on the returns and report back here. Part of my decision is that this is a good time in life to "experiment" with a FA since our 401ks are off limits and we have time to recover should he fail miserably.-murray
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