I appreciate the reply. What constitutes investment income? Is it only dividends and interest? My stocks don't give dividends and I don't keep much cash in my account so I have more debit interest than those types of income. Does investment income include cash made from stock sales? Basically, can I use the debit interest to reduce the taxes I have to pay on capital gains from stock sales? Does it matter if the capital gains is short term or long term(taxed at 20%)? Any help is appreciated. Thanks, Chris
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