I assume that you've already called the CC companies and asked THEM to lower the rates?Go to www.bankrate.com to find the best rates. Have you considered a personal loan from the bank you have your checking account out?Also, until the situation is cleared up, you might wnat to find a way to make extra income. It sounds like you are on the edge of freaking out (I would be too, coming that close to the wire on payments), and a month or two of overtime could give you some breathing room.impolitebest of luck
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