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I assume there must be some sort of law, so that the reporting agencies can't just decide how long they will keep the BK on the record. It seems most people are leaning towards the 7 years. I guess the smart thing to do would be to ask my lawyer, but getting him to call me back is a exersise in futility. If it is only 7 then there really is no sign of the bankruptcy after 7 years so if I keep my credit healthy I should be just like any credit seeker, right? Ohh, and I didn't owe a "halfmillion", it just seemed like that. sheesh, what am I gonna do with an extra $600 a month? thanks for the responses and good luck all.
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