I believe that every document can be legally modified before signing it, just that most people don't take the time to do so and don't believe in their own ability as an individual to confront a bank or a company. I once tried to do this on behalf of a borrower who was a lawyer and just didn't think a certain provision was helpful to him. I spent hours and hours trying to reach someone at Fannie Mae who would even discuss the issue.Please save yourself the effort. The loan documents that millions of Americans sign every day are poured over by attorneys who work for Fannie Mae so as to be uniform. They're not going to modify any of them for one lone borrower. They're just not.http://www.freddiemac.com/uniform/unifsecurity.html
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