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Author: benhancockjr Big red star, 1000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 35269  
Subject: I bonds vs. EE bonds Date: 4/3/2003 1:08 PM
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I am hoping to get some advice on whether to invest some cash in I bonds vs. EE bonds. To provide some background:

- I have ~5,000 to invest
- I anticipate needing this money in 3-5 years

Can anyone recommend one type of bond over the other. They seeem similar in the sense that you must hold for at least a year and you lose 3 months interest if you hold for less than 5 years. With the current fixed rate of i-bonds at a pathetic 1.5%, it's hard to get excited, but it's nice to know that if inflation begins to rear it's head, my money will be protected. I seem to have read that if the fixed rate on an i-bond is less than 2.25%, then EE bonds are the better buy, but can someone clarify that this is only if you hold for a long period of time.

Any advice/comments are greatly appreciated. Thanks!

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