I can certainly imagine collection agencies offering extensions on payments provided that debtors sign a confession of judgement which avoids the need to go to court and other onerous terms.I see the problem. You have imagined that these collection agencies are doing things that no one has said they are doing, and so based on your own imagination, you have decided that the reality-based facts can't be right and so there must be abuse.Now that I understand your comments are coming from things you are just making up in your head vs. the information that has actually been provided in this discussion, I can keep your comments in the appropriate light.
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