I can do little more for you than echo JB's observations.I've been investing for several years, and the Morningstar ratings and related information can often provide invaluable information.It takes time and patience to learn about this subject. I hope, like me, you discover that it can also be interesting. After all, "growing" your own money is pretty important, and, at your age, you have the time to see some pretty amazing things in that area!Good luck cutting your debt AND growing your money!Vermonter
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