I can get my FICO score for 16 bucks. Is this something I 'should' do?

I don't think it's worth it unless you intend to apply for a loan or a mortgage refinance in the near future.

Nancy

^^^I'm just pondering if a re-fi and a combining of the two mortgages might be feasible. If my score is low (which it never has been), then I most likely would not go to a bank. Somebody told me that CreditKarma.com can give one a pretty good (as in ACCURATE) a score for free. What do you folks think of that?

Thank you.