I can vouch for that. I am 74 and my wife is 72 and our total costs for Medicare Part B, Part D and Medigap is +$8,000 for this year and I am not dealing with MAGI.Yeah, the only reason I got hit with a step up in the premiums was because my wife inherited a small IRA from her 87-year old Dad at his death. We decided to just take it as a distribution in order to avoid the RMD issue until we reach 70. I didn't realize at the time that the distribution would take us above the income level for a higher Part B premium. We passed the mark by a mere $500...bummer, but things should revert to the base level next year.
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