I cannot see how I couldnt do better myself with even conservative investments. Does anyone see a benefit in all this scam that I have missed? No. I have the choice of where my money goes, but I'm not thrilled with the options. The index funds available have expense ratios twice that of Vanguard's. I also have to take a 100% distribution when I leave. I'm not going to bother signing up for the plan. I think I'll just invest after-tax dollars. Sounds like you'll be doing the same.
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