I cannot see what's wrong with one bit of the discussion regarding returns of the S&P index being the minimum return you should expect. By itself, the statement misleads. But looking at the context Chuck wrote it in, and comparing the historical returns of all the other Foolishly recommended investment vehicles, there's nothing misleading or untruthful about it. S&P index funds have had lower returns than the others, but better that the returns of managed funds.I have no problem with this side of the discussion, or the Foolish recommendations given. I would tend to believe that those who come here want Foolish advice on investing. And they get it. Kudos Chuck, you're in my favorites.Ridin' the ship of Fools,Rick
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