I can't really do a stepped fee, where the fee is X% for some number of years and then Y% thereafter. What I found with google indicated that the mortality charges increase as you get older, so that would mean that the fee goes UP as the years go by. Makes me dizzy.So what figure should I use that is constant for the entire 37 year period? 1.00? 0.75%? ?? if you're doing a spreadsheet you should be able toset different fee each year, no?deciding whAt they are and exactly how applied ...
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