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Author: aj485 Big gold star, 5000 posts Feste Award Nominee! Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 308394  
Subject: Re: Switching Credit Cards Date: 9/20/2012 4:22 PM
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I checked with Chase and they tell me I cannot switch the rewards program onto the account that I already have open.

Did you also ask them if there is any way to improve on the program you have?

Similar to you, I previously had a First USA (became Chase) rewards card branded with a company that got taken over, so the company ended the rewards program. Chase switched me over to their Chase Freedom program. My rewards improved if I opened a Chase checking account (plus Chase was running a promotion where they gave me $150 to open an account).

To keep the checking account fee-free, I do have to have direct deposit on the checking account, so every paycheck, I have money that otherwise would have gone into savings put into the checking account. The same day, or within the next couple of days (depending on exactly how the days of the month fall), my savings account does a pull transaction from the checking account to get that money, so, at most, the savings deposit is delayed by a couple of days. No muss, no fuss, and I get extra rewards.

AJ
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