UnThreaded | Threaded | Whole Thread (10) | Ignore Thread Prev | Next
Author: aj485 Big gold star, 5000 posts Feste Award Nominee! Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 311083  
Subject: Re: Switching Credit Cards Date: 9/20/2012 4:22 PM
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Recommendations: 3
I checked with Chase and they tell me I cannot switch the rewards program onto the account that I already have open.

Did you also ask them if there is any way to improve on the program you have?

Similar to you, I previously had a First USA (became Chase) rewards card branded with a company that got taken over, so the company ended the rewards program. Chase switched me over to their Chase Freedom program. My rewards improved if I opened a Chase checking account (plus Chase was running a promotion where they gave me $150 to open an account).

To keep the checking account fee-free, I do have to have direct deposit on the checking account, so every paycheck, I have money that otherwise would have gone into savings put into the checking account. The same day, or within the next couple of days (depending on exactly how the days of the month fall), my savings account does a pull transaction from the checking account to get that money, so, at most, the savings deposit is delayed by a couple of days. No muss, no fuss, and I get extra rewards.

Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (10) | Ignore Thread Prev | Next


TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.