I cover my girlfriend's healthcare through my current employer. In the past she's covered me. We've switched based on cost.This is one of the few places that there are tax "penalties" for not being married. Coverage of an employee's "family" is a tax-exempt fringe benefit. In your case the diffence in premium between covering the employee alone and whatever it is you're paying is taxable wage income, at least at the Federal level. States are free to make the adjustments they deem appropriate.PhilRule Your Retirement Home Fool
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