I did get the new Discover that I applied for when Discover wouldn't lower the APR on my current ( er, original) card. I called tonight to have it activiated and do a balance transfer. Because of your advice, bmomma, I already had another card in mind to transfer. See ya, 24.99% !! Once the BT was done, I asked the nice lady if I could transfer some of my original Discover balance to the new card...no can do. Thanks, just checking.sdps - I'm so glad that the "heads up" gave you some time to prepare. I am wondering about Discover's phone-drones, though. Are they just completely uneducated about how their products work?I had another Discover call earlier this week. This time, DH had been pre-approved for a Discover platinum card. Me: But we don't want one. We already have one, and it's been a pain, fighting to keep the rates reasonable when they jacked them up without reason.Him: Well, Ma'am, if you get this new card, you can transfer the balance from you current card and take advantage of our BT rates.Me: <big sigh> NO YOU CAN'T!! <insert brief BT explanation here>Him: Ma'am, I'm just going to send you this card, and then, if you don't want it, you don't have to activate it. You won't have an account if you don't activate the card.Me: You will NOT send me anything. That is not how it works. DO NOT SEND ME A CARD.Him: Actually, your husband was the one approved. Perhaps I should speak to him?I actually hung up on him. I'm usually really polite to telemarketers - it's a crappy job, they don't need me to make it worse. But what is up with Discover's headset-heads, anyway? Do they not train these people at all, or are they intentionally misleading? I'm inclined to think it's a training issue, but maybe I'm too optimistic.</rant>Sorry about that. Good luck spinning those plates. I'm humming "Entry of the Gladiators" now...~~b
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