I did this calculation as well a few weeks ago on some horrible offer that came in the mail. The truly laughable part was in the fine print: After paying credit insurance premiums for 84 consecutive months, you can keep it forever, free of charge.<sarcasm>You mean, if pay you 10% of my balance for 7 whole years, you'll pay my minimums if I'm sick or unemployed? Wow, how generous! Where can I sign up? </sarcasm>Jeff
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