I didn’t check you other posts to see what else you have, but eventually it would be good to have maybe 20 to 30 % of your stock holdings in an international index fund for more diversification.I agree with Watty. A good, long Vanguard Retirement Fund might be a more diversified way to plan for your future. Then tell the relatives YOUR advisor's picks has been shown to beat 85% of all others over the long-term and at least one of his picks makes the WSJ best fund picks almost every week in every market. Then ask them to compare costs. :) I've solved that problem with relatives, and people rarely ask me back to parties.Hockeypop
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