No. of Recommendations: 2
I didn't start this process until age 57. When I was younger, I was busy swinging for the big capital gains fences. Big mistake!

i wonder if we all think we were wastrel youths..

i didn't start saving or investing At ALL till late 40s (spent every dime on Wine, Women & Blackjack)

so, to me, OP is very smart to be looking for best ways to save <G>
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