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I didn't vote in my own poll! We plan to start collecting when DH retires, which we anticipate will be at age 63 1/2-64 1/2 (I'm ~6 months younger). So we expect to start collecting smack in the middle between asap and so-called "full retirement age." (Unless Congress starts making credible noises about cutting benefits for everyone who isn't collecting yet--then we'll be at the SS office like a shot! DH is already 62 and I soon will be.)
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