I do NOT have money in any mutual funds, but that's because I watch my own investments carefully on a daily basis.My two cents.Good luck!Vermonter I mostly agree with RV and tele. Point of disagreement is that I have all our invstment money in mutual funds. In some respects, we have a motley assortment, but it has served us well, and I don't have to think about it.I can recommend the various Vanguard index funds, in particular the Extended Market Index fund (VEXMX). It emulates the entire (US) market, less the S&P 500.Good luck! Well, not actually luck, but judgement. I echo your other advice to dump the "planner". They mainly "pllan" to make money from your money.RegardsCount No'Count
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