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I don't disagree with either you or Roy.
There's a ton of stocks out there.
After losing money with one of them, can't the OP find a different one to buy?!!!
Seems to me there are lots of things to spend energy on other than trying to decide whether you can or cannot evade wash sale rules by using your IRA. If anybody wants to be the test case I'll be happy to know the answer--but after selling a stock for a loss I will not repurchase within 30 days. Or 90 days.....and probably not in 5 years.
Best wishes, Chris
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