I don't get the part about three collection agencies eitherI received three letters. I can't remember if it was in serial or in parallel about this $179 debt. It was from 3 defferent collection agencies. I think I have the distinction between collection agencies and credit reporting agencies. I know it's the CA's and not the CRA's that are the bad guys here. One was in PA, One in LA and I don't even remember the third. Kansas perhaps. I assume MCI must have turned this debt over to all three to recover. What the status of this debt as charged off or bought by these agencies is I never knew enough to inquire of. But none of this appeared on my credit report until about 2 months after the third received my letter in February of 2005 (for a spring of 2003 debt). It sounds to me like this debt was just grouped on computer files by MCI as part of their automated unpaid account system and sold in mass to these agencies. If it was duplicated and errantly sold to three different ones or if they are allowed to sell it to three different ones for collection I don't know. I'd kind of like to know myself how and why this happened. It sounds like it was a glitch in MCI's practices all the way around that has me in this mess.
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