No. of Recommendations: 0
I don't know the specifics of your story, but I wonder how and why you decided to pay the IRS first before paying on anything else?

We were notified 2 years ago that the IRS decided we owed about 2700 in taxes for a reimbursement we received that the IRS determined was income. WE have been slowing paying on it, and fairly irregularly at that. Every now and then we get a stern notice that they are planning to seize our bank accounts by a certain date. I call, get another extension. I pay my other bills first.

The IRS charges fairly reasonable interest, they have not notified credit bureaus. In my mind, I'd be very foolish to make them priority #1. We'll have them paid off in full by next month anyway, but the short moral of the story is that once I got over my fear of dealing with them, they were surprisingly easy to negotiate with (perhaps because they know they can just keep future refunds if we don't pay, and they can seize our bank accounts if they need to).

I've seen several of your posts, and you always state that it is obvious that the IRS comes first, and my experience has been completely different. Before completely trashing your credit by not paying other creditors, I'd renegotiate payment terms with the IRS...

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