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I don't mean to say Averaging down is not a good idea...you have to take each purchase individually. TMTA might be a good one. My PHMD and PACW are not...in my opinion at this particular moment in time. I do reserve the right to change my mind at a moments notice!

Geez Jean! You keep doing this! I write a novel about some subject and you sum it up in a paragraph!! LOL
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