I don't remember the exact wording, but they did provide a written offer agreeing to request deletion of that debt from my credit report if I paid in full by date "x." I paid the debt, and 30 days later I got a 2nd copy of my report, and indeed it had been removed.Is there some standard letter, or some specific wording we need to use?What you are asking for is a 'pay for good will deletion' of an item from your wife's credit report. The best place I know to get examples of those letters is in the MyFICO forums. Here's a link to a thread that should help you http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/GW-le...AJ
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