I don't see any upside to making the beneficiary of an IRA the estate, but not a tax pro.The last time I did my will, my attorney specifically advised against making it a part of my estate. He was to be the executer, and he said his fees would be higher if I did that. That I should tell Ameritrade (where the IRA is) who the beneficiaries were to be and the proportion to each. That way it would not have to go through the estate.
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