I don't see how the additional expenses of book and other incidental expenses would be handled. If you have credit card debt, it limits your options. If someone can afford $600-$700 a month tuition payments on a tight budget then they can afford to deal with their credit card debt. Defer college a year and get a second job. A year from now, instead of struggling with credit card debt and additional debt from college, most of the credit card debt will be gone. It would not be necessary to be completely debt free to start college, but creating an emergency fund and eliminating most of the credit card debt would allow starting college without taking on student loans or living on an impractical budget. Debra
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